Payment Options

At Bay Area Pet Hospital, we understand how overwhelming emergency care can be, not just emotionally, but financially too. That’s why we’re committed to transparency, compassion, and helping you navigate payment options with confidence and ease. From providing clear treatment plans to offering flexible financing, we’re here to guide you through every step of the process.

Payment is due at the time of service, but we offer several options to help manage the cost of care.

male veterinarian kneeling on ground next to dog

CareCredit

CareCredit is a trusted option used by pet owners to finance veterinary care. You can also use it at human health care providers who accept CareCredit. Benefits of CareCredit include:

  • Use for any veterinary care expense
  • Instant approval decision
  • 0% interest for 6 months available on qualifying purchases

Scratchpay

Scratchpay offers fast, one-time loans for pet medical expenses, with no deferred interest or hidden fees. With this payment option, you’ll experience:

  • Quick online application
  • Instant approval or denial
  • Clear terms and multiple plan options

VetBilling

VetBilling is an interest-free payment option that allows you to make bi-weekly or monthly payments. A non-refundable, one-time start-up fee of $25 is required to start each payment plan, and a fee of $3 is added to each automatically debited payment. There is no penalty for early payoff.

To qualify, you’ll need:

  • A treatment balance of $175 or more
  • A 50% down payment
  • Two repayment methods (e.g., bank account and credit card)
  • The repayment methods must be in the applicant’s name

Ask our team for help applying, and we’ll walk you through it.